Salt Lake CAP Homeownership Center
A HUD Approved Counseling Agency
All our services are offered Free Of Charge.
Monthly classes designed to give you knowledge and understanding about life as a homeowner, market conditions, budgeting, credit reports, mortgage rates, maintenance and repair, community involvement, etc.
First Time Home Buyer: Realize your dream of becoming a homeowner. Our comprehensive class walks you step by step through the home purchase process. Learn how to create and use a budget, find a home, what type of mortgage is right for you, how much home can you afford, mortgage borrowers rights, the role of a Realtor and much more.
First Time Home Buyer Seminar Schedule: January 14 & 16, February 25 & 27, March 18 and 20, April 15 & 17, May 20 & 22, June 17 & 19. To register call Cheryl Stevenson: 801-214-3191
Home Retention: Know what to do if your mortgage becomes delinquent or if you are facing foreclosure. Review the options and programs that are available to you and steps to take action. Tips on preventing foreclosure and finding permanent solutions to resolve delinquency as well as how to avoid foreclosure and rescue scams.
Home Retention Class Schedule: January 9, February 13, March 13, April 10, May 15 and June 12. To register call Cinde Law: 801-214-3124
Financial Management: Budgets, money management, how to read your credit report, identity theft and identifying fraud and scams. What's your financial profile? Wise use of credit, understand the type, sources and cost of credit and loans, keeping good financial records, distinguishing between wants vs. needs and saving for the future.
Pre-purchase: Assistance with creating a budget, reading your credit report, how to choose a lender, types of predatory lending practices to avoid, and guidance through the purchase process.
Post-purchase: Telephone or in person follow-up after the pre-purchase class to ensure client has achieved their goals.
Foreclosure and Default Resolution: Assistance for clients in danger of foreclosure. Extensive budget counseling, refinancing or mortgage restructuring options and guidance.
Mortgage Payment Assistance: Funds are provided to make a one-time mortgage payment when the homeowner has experienced a crisis. This service is only available when the homeowner will be able to resume payments after the initial assistance, other restrictions apply.
For more information or to register for a class call: (801)214-3191 or
Class size is limited.
Located at 764 South 200 West, Salt Lake City, Utah 84101
All services are free of charge